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Chapter 7 Bankruptcy Lawyers

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Welcome to Guy Harvey Holman, PLLC 

Your Chapter 7 Bankruptcy Attorneys

Are you facing overwhelming financial challenges? Get a fresh start through Chapter 7 bankruptcy. At Guy Harvey Holman, PLLC, our team of experienced attorneys are here to guide you through the complex landscape of bankruptcy proceedings, providing you with expert counsel and dedicated representation. Our firm possesses a deep understanding of the bankruptcy code for Chapter 7 bankruptcy filings, ensuring that our clients navigate the bankruptcy process effectively and in compliance with all legal requirements.

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"Debt Destruction Is What We Do"

Guy Harvey Holman, PLLC, is a debtors’ defense firm based in Dallas, Texas, defending small businesses and consumers against various debt collection actions across the state. We are laser focused on one mission only– getting you out of debt, helping you to preserve your assets, increase your net worth, and start you on the path to financial freedom. 

Our mission is to guide you seamlessly through every stage, from filing of the bankruptcy petition to the defense of any contested matter or adversary proceedings. As your dedicated bankruptcy attorney, we provide comprehensive representation, ensuring you’re supported and informed at every step.

A key area of our work focuses on Chapter 7 bankruptcy cases and our goal is to offer you debt relief options, reducing liabilities, and setting you on the path to increasing your net worth. If you're not sure if bankruptcy is the right choice for you, no worries. At Guy Harvey Holman, PLLC “talk is literally cheap”, because your initial consultation is FREE. Together, let's develop a workable action plan to get your financial life back on offense. 

The choice to file Chapter 7 bankruptcy is a significant decision, and at Guy Harvey Holman, PLLC, we understand the weight it carries. It’s crucial to fully and carefully assess your financial situation and personal circumstances before deciding to proceed with bankruptcy filing. 

100+ Positive Google Reviews with a 5.0 Rating

Get your FREE Consultation

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"Debt Destruction Is What We Do"

Guy Harvey Holman, PLLC, is a debtors’ defense firm based in Dallas, Texas, defending small businesses and consumers against various debt collection actions across the state. We are laser focused on one mission only– getting you out of debt, helping you to preserve your assets, increase your net worth, and start you on the path to financial freedom. 

Our mission is to guide you seamlessly through every stage, from filing of the bankruptcy petition to the defense of any contested matter or adversary proceedings. As your dedicated bankruptcy attorney, we provide comprehensive representation, ensuring you’re supported and informed at every step.

A key area of our work focuses on Chapter 7 bankruptcy cases and our goal is to offer you debt relief options, reducing liabilities, and setting you on the path to increasing your net worth. If you're not sure if bankruptcy is the right choice for you, no worries. At Guy Harvey Holman, PLLC “talk is literally cheap”, because your initial consultation is FREE. Together, let’s develop a workable action plan to get your financial life back on offense.

The choice to file Chapter 7 bankruptcy is a significant decision, and at Guy Harvey Holman, PLLC, we understand the weight it carries. It’s crucial to fully and carefully assess your financial situation and personal circumstances before deciding to proceed with bankruptcy filing. 

100+ Positive Google Reviews with a 5.0 Rating

Get your FREE Consultation

Your information is 100% secured.

Our Services

Navigating the complexities of bankruptcy law requires a seasoned team with a deep understanding of the Bankruptcy Code and the ability to conduct a thorough analysis of your financial circumstances. 

Chapter 7 Bankruptcy: Filing Chapter 7 bankruptcy will allow you to get a fresh start, discharge qualifying debts, and regain control of your financial future. In order to qualify, you must pass the income vs. means test which is contingent on your income level, number of dependents, etc. Accurately completing and submitting bankruptcy paperwork is crucial in this process, as it forms the basis of your filing and is reviewed during the meeting of creditors and the bankruptcy trustee.



Bankruptcy Litigation: Our attorneys are also well-versed in maneuvering bankruptcy litigation, offering a strong defense in the event of a contested matter or adversary proceeding filed by the trustee or a creditor. We also prosecute Automatic Stay and Discharge Order violations against creditors.


Credit Counseling: A crucial step prior to your filing official bankruptcy forms is to undergo credit counseling. Our team can guide you to an approved course, offering support and insights along the way. This course is a legal requirement and is another step in our thorough analysis to ensure bankruptcy is the right choice for you. Before filing for bankruptcy, it’s mandatory to receive credit counseling from an approved credit counseling agency, ensuring you’re fully prepared and qualified for the process ahead.

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Some Sad Statistics

  • 10 million adults are sued per year for their debts.
  • 90% of those sued lack legal representation.
  • 70% are court no-shows and have default judgments entered against them, leaving them vulnerable to having their assets levied or seized.
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How Do I Know Bankruptcy Is The Best Choice For Me?

Overwhelming Debt

If you are facing unmanageable debt that you cannot realistically pay off, such as credit cards, personal loans, medical bills, IRS debt, business debt, repossession deficiencies, former evictions, mortgage or car loan, or other outstanding obligations, bankruptcy might be a viable option. Secured debts, such as a mortgage or car loan, have different considerations in bankruptcy than unsecured debts. Unsecured debt, including credit cards and medical bills, could be potentially eliminated through Chapter 7 bankruptcy. Our attorneys will counsel you on knowing which options you may qualify for. 

Lawsuits and/or Legal Actions

If you are facing any debt collectors, lawsuits, garnishments, or constant creditor harassment, filing for bankruptcy may provide relief. Choosing to file for bankruptcy can put an automatic stay on any collection attempts. Creditors are legally prohibited from contacting you and attempting to collect a debt while you are in bankruptcy. Likewise, any creditors which have been discharged in the bankruptcy are prohibited from contacting you after the bankruptcy case has closed.

Exhausted Alternatives

If you have exhausted all attempts to negotiate a repayment plan or considered debt consolidation but you are still unable to obtain debt relief, filing a bankruptcy case may be the necessary step.  

Risk of Losing Assets

If you are at risk of losing important assets like your home or vehicle, due to foreclosure or repossession, a bankruptcy lawyer can help you protect these assets and provide a structured, obtainable approach to reconciling outstanding debts.

Income/Means Test

With few exceptions, qualifying for Chapter 7 bankruptcy mainly depends on your income level and number of dependents in your household. If you qualify, you will be able to discharge all qualifying debts. Chapter 13 bankruptcy is the next tier of bankruptcy which requires repayment of certain percentage of disposable income. Our attorney will advise during your free consultation which bankruptcy option is best for you.

bankruptcy attorney

Overwhelming Debt

If you are facing unmanageable debt that you cannot realistically pay off, such as credit cards, personal loans, medical bills, IRS debt, business debt, repossession deficiencies, former evictions, mortgage or car loan, or other outstanding obligations, bankruptcy might be a viable option. Secured debts, such as a mortgage or car loan, have different considerations in bankruptcy than unsecured debts. Unsecured debt, including credit cards and medical bills, could be potentially eliminated through Chapter 7 bankruptcy. Our attorneys will counsel you on knowing which options you may qualify for. 

bankruptcy lawyer

Lawsuits and/or Legal Actions

If you are facing any debt collectors, lawsuits, garnishments, or constant creditor harassment, filing for bankruptcy may provide relief. Choosing to file for bankruptcy can put an automatic stay on any collection attempts. Creditors are legally prohibited from contacting you and attempting to collect a debt while you are in bankruptcy. Likewise, any creditors which have been discharged in the bankruptcy are prohibited from contacting you after the bankruptcy case has closed.

bankruptcy court

Exhausted Alternatives

If you have exhausted all attempts to negotiate a repayment plan or considered debt consolidation but you are still unable to obtain debt relief, filing a bankruptcy case may be the necessary step.  

bankruptcy law firm

Risk of Losing Assets

If you are at risk of losing important assets like your home or vehicle, due to foreclosure or repossession, a bankruptcy lawyer can help you protect these assets and provide a structured, obtainable approach to reconciling outstanding debts.

file for bankruptcy

Income/Means Test

With few exceptions, qualifying for Chapter 7 bankruptcy mainly depends on your income level and number of dependents in your household. If you qualify, you will be able to discharge all qualifying debts. 

"Bankruptcy is a strategy for financial success" 


It is simple math: Assets - Liabilities = Net Worth. You can improve your net worth by growing your assets and by eliminating debt. 

Our team of seasoned Dallas bankruptcy attorneys bring years of experience and a deep understanding of bankruptcy law to the table, specializing in providing legal representation and assistance in the Dallas-Fort Worth area and North Texas. We understand the thought of filing Chapter 7 bankruptcy can cause high levels of uncertainty and anxiety, but our experienced attorneys are here to provide answers and solutions to secure your future, offering expertise in financial relief, asset protection, and understanding the means test and exemption rules.

Why Choose Guy Harvey Holman, PLLC?

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Affordable and Flexible Pricing

We understand the financial strain you're under and honestly, paying a lawyer is the last thing anyone wants to do, but sometimes it is necessary. Which is why we offer a free consultation to discuss your financial situation to determine if filing a bankruptcy petition is the right choice for you. We also pride ourselves in transparent and affordable pricing and our commitment is to provide affordable, legal services without compromising on quality. 

 


Accessible Representation

Experience "The People's Lawyer" difference. At Guy Harvey Holman, PLLC, we prioritize you. When you call, you speak directly to your attorney. Your questions and concerns are important to us, and we're here to guide you every step of the way. If your attorney is not available when you call, we promise your attorney will return your phone call as soon as we possibly can. 








Tech-Friendly

No one likes paperwork or forms, so we have simplified the process to make it as easy as possible for you. With easy access to online forms and online payment options, we are equipped to handle your case 100% remotely through our online client portal, saving you time and travel. If you prefer to meet our team in person, we would love the opportunity to shake your hand at our Dallas office. We love our clients, so feel free to schedule an appointment during normal business hours. 

Take the First Step Towards Financial Relief

No matter how bad your economic outlook currently seems whether you are ready to proceed with filing for bankruptcy now or simply need to discuss alternatives. Guy Harvey Holman, PLLC is here for you. Schedule a consultation today to discuss your situation with our experienced bankruptcy lawyers.

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1,000+

Cases Filed

100+

5 Star Google Reviews

6

Years Experience

Ready to Take Control of Your Financial Future?

At Guy Harvey Holman, PLLC, we believe in empowering you to regain control of your financial life. Take the first step towards a debt-free tomorrow by scheduling a free consultation with our experienced bankruptcy attorneys. Let us develop a personalized action plan to address your unique situation.

Don't just take our word for it; hear from those we've helped. Read our client testimonials to discover how Guy Harvey Holman, PLLC has made a real difference in the lives of real people, just like you, facing financial challenges.

What Our Clients Say

Helping People Just Like You

My wife found Guy Harvey through Google. I was a bit skeptical. But after my first meeting with Guy, I was completely convinced. He is extremely knowledgeable and the office staff Lacey and other employees are all very helpful. They get back to you for any little question you ask over email or phone. We called the office with a lot of questions and were satisfied with the whole process. Thank you


Arsalan K.

Guy Holman is an awesome and knowledgeable bankruptcy attorney. This firm worked in my absolute best interest to file the bankruptcy that was suitable for my financial status. In addition, Attorney Holman always responded to my calls in a timely fashion and made the process clear. I will definitely recommend this firm if you can appreciate old-fashioned good service and dealing with people of integrity. Thanks for good service!!!


Karen A.

Mr. Holman and his staff were very attentive and supportive through my entire legal process. Mr. Holman was always available. He explained the process thoroughly and was able to answer all of my questions. Lacey was amazing and very helpful! Thank you Mr. Holman and Lacey for your knowledge and expertise! I am so glad I connected with you through my Google search!


Pamela S.

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Get Your Free Consultation

Ready to embark on your journey to financial freedom? Schedule your consultation today, and let Guy Harvey Holman, PLLC be your trusted partner in bankruptcy law. 

Guy Harvey Holman, PLLC

Take the first step to increasing

your net worth TODAY.

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

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